Dawn Elsheik

Fadil Elsheik

Plan No: XXXXXXX for Seryne Elsheik

Mr. Donovan G. Barkley, President, CEO

1231 Greenoaks Drive

Mississauga, Ont.

L5J 2A1

Dear Mr. Barkley,

We have been enrolled in your company's RESP plan since October 1^st, 1998. Unfortunately, we have come to realize the full extent of the plan was not presented at the time of signing. We were aware of enrollment fees, however it was not explained that the fees for the entire extent of the plan were paid prior to any investing of the principal paid. If this information was disclosed, we would have invested elsewhere.

Your representative at the time, Mr. Aquino, Edrido, stated that the deposits made were transferable to another RESP with a different institution without penalty of monetary loss. However, we have since attempted to do so, meeting with both Ms. Laura Lynne Coulombe and Mr. Terry Payne. The amount offered as transferable funds at this time was $520.20 although our deposits (including government grants) totaled $2885.72.

This is unacceptable and we will pursue this matter in court if need be. Please consider this written notice suspending the deposits effective today. If we do not receive a reasonable reply regarding this issue by June 10^th 2000, we will be forced to take legal action.

Thank you for your time and consideration.

Dawn Elsheik Fadil Elsheik

CC. USC Education Savings Plans, Head Office

CC. Mr. Arnold Edinborough

CC. Mr. John M. Bates

CC. Mr. Tim Bowman

CC. Mr. Dale A. G. Parkinson

CC. Mr. Drew M. Pallett

CC. Mr. Thomas J. Condon

CC. Ms. Laura Lynne, Coulombe